Terms and Conditions
Last Updated: May, 16 2026
1. Acceptance of Terms
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this site.
2. Services Provided
This website provides information and access to final expense insurance products, including burial insurance, whole life insurance, and related services for residents of Miami-Dade County, Florida.
3. No Guarantee of Approval
Submitting an inquiry or application does not guarantee insurance approval. Final approval is subject to underwriting guidelines of each respective insurance carrier.
4. Accuracy of Information
You agree to provide truthful, accurate, and complete information when requesting quotes or applying for coverage. False information may result in policy voidance or claim denial.
5. Not Legal or Financial Advice
The content on this website is for informational purposes only and does not constitute legal, financial, or tax advice. Please consult appropriate professionals for your specific situation.
6. Third-Party Carriers
We work with multiple licensed insurance carriers. Policy terms, premiums, and coverage are subject to the issuing carrier’s rules and state regulations.
7. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or our services.
8. No Unlawful Use
You may not use this website for any unlawful purpose or in any way that could damage, disable, or impair the site.
9. Intellectual Property
All content on this website, including text, graphics, logos, and images, is our property or licensed to us and protected by copyright laws.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.
11. Changes to Terms
We reserve the right to modify these Terms at any time. Continued use of the site constitutes acceptance of any changes.
12. Contact Information
For questions regarding these Terms, please contact us at:
sixthfloor@appestudio54.com
(786) 970-3792
363 Washington Ave. Apt. 65,Miami Beach, Florida 33139